Terms & Conditions


Business Correspondent Agent Declaration :-

I. am here by submitting declarations as an applicant of Business Correspondent Agent of Ratnakar Bank Ltd.

I. I have not been found/pronounced to be of unsound mind by any competent authority and declared/adjudicated by any competent court;

II. I have not been found guilty of any criminal offence by any court of competent jurisdiction;

III. I have not been found guilty of or to have knowingly participated in or connlved at any fraud, dishonesty or misrepresentation against a banker or an insured in the course of judicial proceeding relating to any bank or in the course of an investigation of the affairs of a Banker.

IV. I have not violated the code of conduct specified of any bank or declared a wilful defaulter by any bank or/financial institution. I promise not to share the customer details with others and use only for the purpose of canvassing business of The Ratnkar Bank Limited.

V. The Ratnakar Bank Limited Business Facilitator/Business Correspondent scheme has been ready by me and I/We accept the same as binding upon me.

VI. I here by declare that all the information provided is correct to the best of my/our knowledge and belief.

VII. I understand that my application is liable to be rejected if it does not satisfy internal verification of Bank as per the Bank norms.

Definitions :-

Unless the context otherwise requires, the terms "Geepay", "Site", "The Company", "We", and "Us" shall refer to " geepay.in", the terms "Client", "User", "Customer" ,"You", and "Yours" shall refer to the person or the persons accessing this website and accepting terms and conditions of the Company. The term "Services" shall refer to the money transfer, recharges, bill payment services and any other features, contents or applications provides by the "Site". The terms "Party "and "Parties" shall refer to both the Client and the Company. Use of these terminologies in Plural shall have the same meaning as of Singular and the words in capital and use of these terminologies using She/he/They shall be taken as interchangeable and refer to same terminology as the meaning and context requires.

About the 'Site' and the 'Services' :-

geepay.in is a multi service web based station and is committed to deliver high quality and reliable next generation services which can be operated from ANYWHERE, ANYTIME from your desktop.

Registration and Eligibility :-

The user is required to register for availing the services at the site by filling few details like name, e-mail address, mobile number, contact address etc. The user shall provide true, accurate, complete and updated information. The user shall be of at least 18 years of age or if the user is under 18 years of age, he will use the site only with the involvement of the parent or the guardian. The user shall be responsible for maintaining confidentiality of his/her password. In case it comes to the notice of geepay.in that the user has provided incorrect information or has used the site under a false entity or has impersonated any person or entity, the 'Site', without prejudice to other rights under the law, reserves its rights to terminate the registration at any point of time with or without notice at its discretion.

Payments :-

The payment for the services provided by the site can be done using Visa and Master Credit Card, Debit Cards and Net Banking which are processed through our payment gateway partner – EBS your payment information is filled directly on your bank's site or EBS. Insite and is not shared with us. While availing any of the payment method/s offered by geepay.in, geepay.in is not responsible or takes no liability of whatsoever nature in respect of any loss or damage arising directly or indirectly to you out of the decline due to:

Lack of authorization for any transaction/s, or

Exceeding the preset limit mutually agreed by you and between your "Bank/s", or

Any payment issues arising out of the transaction, or

Decline of transaction for any other reason/s.

Rules of Conduct on Site :-

The 'User' shall not post, distribute, share or reproduce any material which in any way;

violates or infringes upon the rights of any third party including copyright, trademark, or other proprietary rights or rights of privacy;

might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of another person or which is misleading;

which involves transmission of "junk mail," "chain letters," or unsolicited mass mailing or "spamming"; promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous or if it promotes pedophilia, racism, bigotry, hatred or physical harm of any kind against any group or individual or refers to any website or URL that violates Terms of Use;

contains restricted, or hidden pages or images or use the site in any unlawful manner or in any manner which could damage, disable, overburden, impair or disrupt the service, the server, system, site or network connected to the service;

Contains instructions or advice or seeks advice in connection with any illegal activity such as making or buying illegal weapons, gambling, providing or creating computer viruses, time bombs, Trojan horses, cancel bots, worms or other harmful or deleterious components or devices;

violates the rights of any party with respect to religious sentiments, communal harmony, peace or integrity of the nation or that would otherwise create liability or violate any local, state, national or any other law as may be applicable or shall post, transmit or share any material that would constitute, encourage or provide instructions for a criminal offence;

amounts to or might be commercial in nature such as any material posted for promoting business, advertising, contests, sweepstakes, barter, advertising and pyramid schemes or use the site for promoting his/her commercial activities, except with the prior written approval of geepay.in.

The 'User' shall not try to gain unauthorized access or exceeds the scope of authorized access to the Sites or to profiles, blogs, communities, account information, bulletins, friend request, or other areas of the Sites or solicit passwords or personal identifying information for commercial or unlawful purposes from other users.

The 'User' shall not use the Site in a manner which violates any applicable law and regulations. Illegal and/or unauthorized uses of the Site, including without limitation, collecting usernames and/or email addresses of registered members by electronic or other means for the purpose of sending unsolicited email and unauthorized framing of or linking to the Sites, the unauthorized interception of the data stream coming from or going into the Sites, as well as attempting to gain unauthorized access to the Sites or exceeding authorized access.

Not with standing the above instructions and without prejudice to other rights under the law for violation of Rules of Conduct and Terms and Conditions for use of the site, geepay.in reserves its rights to monitor the materials posted in the public areas of the Site and/or remove or edit any Content that in its sole discretion violates, or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Use. Notwithstanding this right of geepay.in, the 'User' shall remain solely responsible for the content of the materials posted by him in the public areas of the site.

FURTHER, such content posted on the 'Site' will become the property of geepay.in. Subject to its Privacy Policy, geepay.in shall be entitled to use the Content or any of its elements for any type of use forever, including but not limited to promotional and advertising purposes and in any media whether now known or hereafter devised, including the creation of derivative works that may include Content provided/posted at the ‘Site’ without any compensation to the person or the user who posted the material on the 'Site'.

Disclaimer :-

The 'Users' are requested to note that the content of the materials posted in public areas of the 'Site' does not necessarily reflect the views of geepay.in. The geepay.in does not assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on the 'Site'.

FURTHER, links or references to other web sites or services (here-in-after referred to as "Third Party Sites") are solely for the convenience of the users. geepay.in does not endorse any such "Third Party Sites" or the information, materials, products, or services contained on or accessible through "Third Party Sites". Any correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Sites, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between the 'User' and such advertiser. geepay.in shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Sites.

FURTHER, geepay.in shall not be responsible for any offensive or obscene material that might have been posted or transmitted by unauthorized users including 'hackers' which Users might be exposed involuntarily. geepay.in shall also not be responsible if unauthorized users/hackers obtain personal information about its registered users and use such information to harass or injure the 'registered users'. 'Registered Users' of the site are requested to carefully select their user’s passwords and not to disclose to anyone.

geepay.in tries to be as accurate as possible. However, geepay.in does not warrant that the description or other content of this site is accurate, complete, reliable, current, or error-free.

Limitation of liability :-

geepay.in is only a Reseller of services by service providers or their distributors and therefore, is not responsible for any delay, pricing or cancellation from facilitators. Though, best efforts shall be made to keep the service at acceptable levels but in case of grievance regarding the quality, talk time provided, cost, expiration, or other terms of the purchased must be handled directly between the client and the and the Service Provider.

All transactions whether monetary and otherwise, are non-refundable, non-exchangeable and non-reversible, save and except in the event of failure to grant equivalent to the amount actually received by geepay.in due to some technical error or gross negligence on the part of geepay.in in which event, the user shall only be entitled to another or a refund equivalent to the amount paid by the 'User' and actually received by geepay.in. Please note that geepay.in shall not be responsible for any other claim or consequential liability arising out of a failed on our system.

Privacy :-

Our Privacy Policy governs use of the Site, which can be located at http://www.geepay.in/privacy.php

Disclaimer of Warranties and Liability :-

Services included on or otherwise made available to you through this site are provided by geepay.in "as is" and "as available" basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, geepay.in does not warrant that:

This website will be constantly available, or available at all; or

The information on this website or any of its affiliates or any third party is complete, true, accurate or non-misleading.

geepay.in does not assume any liability for damages arising out of or in connection with use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or the ‘User’ has advised this 'Site' of the possibility of such potential loss), damage caused to 'Users' computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

Applicable Law and jurisdiction :-

The services on geepay.in are presented solely for the purpose of use in India and therefore, it is not responsible for validity of such services from other locations/Countries other than India. Those who access the site from other location/countries other than India, do this at their own initiative and risks.

The law of India shall govern all the terms and conditions between ‘User’ and geepay.in. By visiting geepay.in, the User shall be deemed to have agreed by the laws and Terms and Conditions. Any dispute of any sort that might arise between 'User' and geepay.in or its affiliates is subject to Pune jurisdiction only.

Trademark, Copyright and Restriction :-

geepay.in respects the intellectual property of others. Similarly, geepay.in expects that its 'users' respect the intellectual property rights, and other rights of geepay.in. All material on this site, including images, illustrations, audio clips, and video clips, are solely for ‘User’s’ personal, non-commercial use. 'User' must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by e-mail or other electronic means and whether directly or indirectly without the prior written consent of the owner. Modification of the materials, use of the materials on any other web site or networked computer environment or use of the materials for any purpose other than personal, non-commercial use shall be deemed to have caused a violation of the copyrights, trademarks and other proprietary rights, and is prohibited.

Redressed system :-

Please send any questions or comments (including all inquiries unrelated to copyright infringement) regarding this Site or info@geepay.in